Financial Services Expert, Perminder Chohan Clarifies the Value of Small Business Insurance Coverage.

Inspiring, award-winning business leader and financial services expert, Perminder Choban promotes business insurance coverage for even the smallest business saying it could mean the difference between success and failure.

RICHMOND, VANCOUVER BC- October 1, 2015– Award-winning and inspiring business leader and financial services expert, Perminder Chohan has posted a new article on the Desjardins Financial Security Independent Network website entitled, “Business is Riskier Without Insurance Coverage.Going into business is a calculated risk that people launch into all the time, many of who forego business insurance.

According to Mr. Chohan, If you are just starting out in business, you may wonder about the value of business insurance.” He continues adding, “Whether your business consists of just you or one or two contract or part time employees, business insurance coverage could mean the difference between success and failure.”

Small business owners may believe they are saving money by not getting insurance. However, as Chohan states, “Going into business is risky all on its own. And, in the best-case scenario if nothing ever goes wrong in your business, insurance coverage certainly provides peace of mind.” The calculated risk of going into business must include the eventuality that something will go wrong. As Mr. Chohan points out, “On the other hand, if and when something does happen, having the right kind of coverage will help you keep moving forward without skipping a beat.”

Chohan acknowledges, “Business insurance needs vary greatly. Yours may be a business that requires lots of equipment that could break down or even be stolen. Or you could be responsible for not sharing sensitive information received from you clients. It’s important to seek advice from an insurance broker or agent who is familiar with your specific type of business.”

As an overview for those business owners considering whether to pursue insurance coverage, Mr. Chohan provides a list of various types of business insurance coverage from the Canada Business Network.

The entire article can be found at

About Perminder Chohan

Mr. Chohan started his career in the financial services industry when he joined a Registered Education Savings Plan company in 1998. In six short months, he became their number one agent nationally. In 2003, Mr. Chohan expanded his career spectrum and started in the life insurance industry. Since then he has been instructional to over 200 agents in their career training and development. In 2009, Mr. Chohan joined Desjardins Financial Security Independent Network as a managing director. His office has since proliferated with great business success.

Under Mr. Chohan’s leadership, the financial centre received multiple top awards from the network in categories such as recruiting, business growth and total sales for a centre with less than 50 associates. As of beginning of the fall this year, Mr. Cohan’s team once again leads in sales, recruiting and growth.

About Desjardin Financial Services

Desjardins Financial Security Independent Network with its Quebec counterpart, SFL Partner of Desjardins Financial Security, is a national financial products and services distribution network. All together, the network has over 40 financial centres and more than 1500 independent representatives across Canada.

At Desjardins Financial Security Independent Network, every associate is an independent representative in partnership with the network. This means that our financial services advisors are not limited to a single line of products, and we’re not tied to a specific investment management company or insurance provider. We look at our clients’ individual needs and guide them in choosing the services and products that are right for them.